Disclaimer

By accessing and using this website the user agrees to the following provisions: 

Waiver of liability

Harmony Financial Services expressly waivers any liability for consequential damages – direct or indirect – arising from accessing or using this website.

Harmony Financial Services does not warrant a proper and continuous functioning of this website.

Information on this website

Harmony Financial Services strives to provide correct information on this website. Harmony Financial Services also strives to provide correct information in all modules of this website and a proper and continuous functioning of these modules. However, Harmony Financial Services expressly waivers any form of liability for defects or inaccuracies pertaining to information on this website or for the functioning of the modules of this website. It is advisable to use the latest versions of your internet browser and operating system for a proper functioning of the modules. One of the advantages of using the latest versions of internet browsers is that they provide better security techniques than older versions. In order to check if you are using the latest browser version, please visit the website of your internet provider where you will find free updates, if necessary, to keep your operating system optimally secured.

Harmony Financial Services does not accept liability for incomplete or inaccurate information provided by third parties referred to on this website.
Even though Harmony Financial Services will do everything in its power to secure a reliable and safe online handling of data, Harmony Financial Services does not accept any liability for consequences and/or damages arising from the online sending of data by users of this website.
All information on this website (including but not limited to texts, photographs, illustrations, graphic materials, leads or hyperlinks to other websites) can be changed by Harmony Financial Services without prior notice.

Any information provided on this website regarding investments or legal/tax issues, or any advice pertaining to this is never intended as personal advice. You always need to verify the accuracy and completeness of this information and evaluate the information in consultation with either your insurance agent or your legal or tax advisor for your personal situation.

Leads and hyperlinks

Leads and hyperlinks to other websites that are not the property of Harmony Financial Services only serve as a reference for the user of this website. These websites are not maintained by Harmony Financial Services and Harmony Financial Services does not have any influence on the form and contents of these websites. Therefore, Harmony Financial Services does not give any warranties nor does Harmony Financial Services accept any liability regarding the accessibility and contents of those websites.

Intellectual property rights

All data on this website, including texts, photographs, graphic materials (trade) names, logos, trade marks and picture trade marks, are the property of or licensed by Harmony Financial Services or other parties and protected by copyright, trademark rights or any other intellectual property rights. It is illegal to copy, reproduce, forward, distribute, make public or make available to third parties for a fee all material on this website (regardless if it is edited), without the express consent of Harmony Financial Services.

Viruses

Harmony Financial Services does not warrant that the information, software or leads/hyperlinks that are accessible on this website are free of viruses or similar damaging components.